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Brad Brown, CA Insurance Lic. #0467251, is an agent  for New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies collectively in the states of CA, AL, AZ, CO, GA, IA, ID, LA, MN, MT, NC, NV, OH, OR, TX, UT, WA and WI. No insurance business may be conducted outside these states referenced.

Brad Brown is a Registered Representative for NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency and a New York Life Company, 1731 Technology Drive, Ste 400, San Jose, CA 95110. In this regard, this communication is strictly intended for individuals residing in the states of AL, CA, OR and UT. No offers may be made or accepted from any resident outside the specific state referenced.

Brad Brown is registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser and a New York Life company offering advisory services in the states of CA, AL, OR and UT. As such, these services are strictly intended for individuals residing in those states.

Brown Financial & Insurance Services, Inc. is not owned or operated by NYLIFE Securities LLC, Eagle Strategies LLC, New York Life Insurance Company or its affiliates.

Neither Brown Financial & Insurance Services, Inc., it employees nor New York Life Insurance Company, Eagle Strategies LLC, NYLIFE Securities LLC or agents or affiliates provide tax, legal or accounting advice. Please consult your tax, legal, or accounting professional for advice.